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Bundle and save

Fewer bills, one renewal date, often a lower total

Many insurance companies offer a multi-policy discount when you buy more than one policy from them. Here is how bundling works and how to tell whether it really saves you money.

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Popular bundles

Combinations people bundle most

Home and auto

The most common bundle, and usually where the multi-policy discount is largest.

Renters and auto

A low-cost renters policy can sometimes cost less than the discount it earns on auto.

Home, auto and life

Some insurance companies extend savings when you add a life policy.

Check before you bundle

A bundle is only a deal if the total is lower

Sometimes two separate policies from different companies cost less than a bundle, even after the discount. We show bundled and separate prices side by side so you can see the real difference.

  • Compare the total, not the discount percentage
  • Make sure each policy still has the coverage you need
  • Check how a claim on one policy could affect the other
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Bundling questions

Before you bundle

How much can bundling save?

It varies by insurance company, state and the policies you combine. The only reliable way to know is to compare the bundled price with separate policies for the same coverage.

Can I bundle policies from different companies?

A multi-policy discount usually requires buying the policies from the same insurance company. Separate companies can still be cheaper overall, which is why we show both.

Does bundling make claims more complicated?

Usually it makes things simpler, with one company and one account. Ask how claims on one policy might affect renewal pricing on the other.

Ready to see what fits?

Tell us what you want to cover and compare your options side by side. It takes about two minutes, and you never have to give a phone number.

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